• A SIPP (Self Invested Personal Pension) is a personal pension which allows the member a much broader range of investments compared to a traditional Personal Pension.  
• In comparison with other pension products SIPPs can offer a greater control to the individual investor.  
• A SIPP provides you with a personal tax-wrapper for your pension savings.  This ‘wrapper’ holds your investments until you retire and start to draw a pension income.  
• A SIPP allows you to invest your money how you wish in order to save for your individual retirement needs.
• A SIPP can be held alongside other personal and occupational schemes, providing that your total contributions are within limits laid down by the Inland Revenue.
• A SIPP has Tax benefits the same as a Personal Pension and receives Tax relief at your highest rate, so if you are a higher rate tax payer you can receive a 40% increase in your contributions.
• One of the key benefits of a SIPP is that the Pension fund you have is protected by the SIPP and should you die the fund will be passed to your nominated beneficiary, this means your pension never dies and you can pass the money you have saved down your family line.
• A SIPP allows you to invest in the following areas:
• Property abroad
• Land
• Hotel Rooms
• Green / Ethical Investments
• Gold
• Structured Products
• Commercial Property
• Traditional Pension Products
• SIPPs that are taken out through Wealth Creation Financial Solutions will receive an annual review from our advisers to ensure you are up to date with how your investments have preformed over the past year and to discuss changes and possible new investments available to you.

For further information please refer to your Agent

Wealth Creation Financial Solutions Ltd

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